Browse Category

Tancrede de Pola: Mortgage Think Tank

Time for a cut?: Investors expect European rate reductions in spring despite cautious OECD economic forecast

MIXED messages are being sent out about the direction of interest rates next year. Money managers seem to think that rates have already been raised too high by the European Central Bank

18 Dec, 2023 @ 13:37

Business & Finance·Columnists·Other News·Tancrede de Pola: Mortgage Think Tank

Rising rates: Euribor hits highest level since 2008

THE ongoing rise of the 12-month Euribor (base rate) could cost the average mortgage holder €286 a month. The Euribor is the most commonly used benchmark for the calculation of home loans

12 Feb, 2023 @ 12:20

Business & Finance·Columnists·Lead·Tancrede de Pola: Mortgage Think Tank

Interest rates are rising in Spain and Europe but, despite inflation, Euribor remains below 1%

THE Bank of Spain has confirmed that the 12-month Euribor closed July at a monthly average of 0.992%, compared to 0.852% in June. This continues the trend of rises that began at

14 Aug, 2022 @ 15:00

Business & Finance·Columnists·Lead·National News·Tancrede de Pola: Mortgage Think Tank

Words of advice: Top tips for house hunter looking to buy property in Spain

As Brits fly out to house hunt as the summer approaches, here are Tancrede de Pola’s hottest tips for avoiding the most common pitfalls

10 Apr, 2022 @ 10:00

Business & Finance·Columnists·Property·Tancrede de Pola: Mortgage Think Tank

A safe haven: As inflation rises and interest rates in Spain stay low, investors turn to new build property

HIGH inflation and low interest rates are pushing investors towards the real estate sector, which is once again becoming a safe haven asset. This is the main conclusion of a new study

4 Dec, 2021 @ 15:00

Business & Finance·Columnists·Lead·Other News·Tancrede de Pola: Mortgage Think Tank

HELP NEEDED!: When talking to lenders the list of documentation can seem endless

IT can be more than a chore to find, negotiate and sign a mortgage in Spain – it can be the single most important financial decision you make in the country. It

30 Jul, 2021 @ 12:45

Columnists·Lead·Property·Tancrede de Pola: Mortgage Think Tank

CHEAPER LOANS: Negative rates mean a stronger property market in Spain

A SUMMARY of Spanish mortgage market data in the first quarter of the year gives an insight into the nation’s housing market. An interesting point is that the 12-month Euribor has fallen,

11 Jul, 2021 @ 17:45

Columnists·Lead·Tancrede de Pola: Mortgage Think Tank

Leap of Faith: Buying a home in Spain

BUYING property overseas can seem like a daunting prospect, especially after Brexit, but it needn’t be. Whether you are looking to make the move to Spain, or you are an expat looking

14 Mar, 2021 @ 16:56

Columnists·Lead·Tancrede de Pola: Mortgage Think Tank

As Spain’s COVID-19 crisis recedes the spectre of Brexit has returned for British property buyers

SPAIN has finally allowed tourism to return after several months of the world’s most draconian COVID-19 lockdown. Brits, Germans and other key tourist markets are back after what seems like an eternity.

28 Jun, 2020 @ 10:00

Property·Tancrede de Pola: Mortgage Think Tank

Mortgage enquiries are still coming in, but the Spanish market cannot sustain coronavirus lockdown much longer, warns the Finance Bureau’s Tancrede de Pola

THE mortgage market has still been functioning during the current crisis (albeit at a slightly slower pace), supporting the property sales that are still taking place. As Spain slowly eases itself out

16 May, 2020 @ 18:00

Tancrede de Pola: Mortgage Think Tank

The Finance Bureau’s Tancrede de Pola explains mortgage holiday rules as the Spanish property sector battles on through COVID-19

On March 17 the Government announced by Royal Decree a ‘moratorium’ or ‘mortgage holiday’ for residents struggling with payments

18 Apr, 2020 @ 13:00

Property·Tancrede de Pola: Mortgage Think Tank

Tancrede de Pola looks ahead to brighter days after a tricky 2019 for mortgages in Spain

As the new year beckons, there are some positive changes to mortgages in store

8 Dec, 2019 @ 10:31

Tancrede de Pola: Mortgage Think Tank

Brits applying for mortgages in Spain should not panic, but should be Brexit-ready, writes Tancrede de Pola

With the value of sterling plummeting to historic lows - even dipping below €1.10 in August - Brexit has the banks scared

2 Oct, 2019 @ 11:42

Property·Tancrede de Pola: Mortgage Think Tank

Spain’s new mortgage law will force homebuyers to take a test in Spain before sale can be approved

Also known as the Housing Credit Law, it should greatly diversify what is on offer for homebuyers while providing better protections

20 Jul, 2019 @ 11:36

Property·Tancrede de Pola: Mortgage Think Tank

A recent slowdown in growth does not mean doom and gloom for Spain’s property market, writes Tancrede de Pola

SALES figures from March have led some analysts to suggest that Spain’s property market is slowing down. It comes after the third month of this year showed an 8% year-on-year rise in

10 Jun, 2019 @ 18:24

Lead·Property·Tancrede de Pola: Mortgage Think Tank

Want a return on your property investment? Look no further than Spain, writes the Finance Bureau’s Tancrede de Pola

The growth has been strong but stable and seems to be avoiding the fatal boom and bust cycle which lead to the meltdown some 12 years ago

13 May, 2019 @ 11:36

Columnists·Property·Tancrede de Pola: Mortgage Think Tank

Latest figures show Spain’s property expansion is slowing, but there’s no reason to panic

Uncertainty surrounding the UK’s divorce is no doubt having an impact on British buyers, the biggest foreign market for Spanish property by far

14 Apr, 2019 @ 08:35

Property·Tancrede de Pola: Mortgage Think Tank

Spain is not entering a new property bubble, but it can still do more to prevent another

The recent warning from the International Monetary Fund may have been a cause for concern for many a homeowner or investor

22 Dec, 2018 @ 13:58

Lead·Tancrede de Pola: Mortgage Think Tank

Mortgage approval numbers are soaring in Spain as property market continues its recovery

MORTGAGE approval numbers are soaring. The latest figures show that this April alone there was a 34% increase in mortgage approvals in Spain, while the average mortgage value rose by 9.1% to

4 Aug, 2018 @ 11:53

Tancrede de Pola: Mortgage Think Tank

Property market in Spain still a safe bet

House prices are rising in double digits

7 Jul, 2018 @ 15:00

Lead·Malaga·Property·Tancrede de Pola: Mortgage Think Tank

Why you’ll always need a mortgage broker in Spain’s booming property market

SPAIN’S property market is the healthiest it’s been for years. And the facts don’t lie, sales in the first quarter of this year were the highest they have been since the third

9 Jun, 2018 @ 17:23

Property·Tancrede de Pola: Mortgage Think Tank

Beware the 100%: Are mortgages that pay for your property in full a good idea? writes Tancrede de Pola

THE news that BBVA is bringing back 100% mortgages for resident buyers in Spain should be a cause for concern for some. Before the great 2007 crash, most banks were far too

14 Apr, 2018 @ 11:30

Lead·Tancrede de Pola: Mortgage Think Tank

The Finance Bureau answers the frequently most asked questions about getting a mortgage in Spain

THE Finance Bureau in Marbella has helped thousands of prospective expats and locals find the mortgage that’s right for them. In his decades of experience, director Tancrede de Pola has been asked

28 Oct, 2017 @ 11:40

Tancrede de Pola: Mortgage Think Tank

Must-dos before signing on your new property in Spain

AS Brits return home after a summer break on the Costa del Sol, the grey skies and memories of G&Ts on the beach make buying a property in Spain ever more tempting.

2 Sep, 2017 @ 11:41

Tancrede de Pola: Mortgage Think Tank

What to expect when buying a mortgage in Spain as a non-resident

BUYING a property in Spain for non-residents can be difficult, but not impossible. Some Spanish banks may not lend money to people living abroad, whether they be Spaniards or Brits, but many

8 Aug, 2017 @ 14:08

Tancrede de Pola: Mortgage Think Tank

What are some of the extra fees you can expect to pay on your Spanish mortgage?

All mortgages come with extra costs, but they can vary from country to country

12 Jun, 2017 @ 15:59

Tancrede de Pola: Mortgage Think Tank

1 2 Next

Go toTop