THE couple whose illegal home featured in the Olive Press have had their fine almost doubled by the town hall.

Jackie and Peter Chilvers, who’s story made the Lawyers in the Dock front page (issue 55) have had their fine increased from 23,000 to 43,000 euros.

The couple, whose dream retirement home in Tolox only had a licence as a tool shed or ‘almacen’, approached the Olive Press to condemn their lawyers who they say assured them their home had a proper licence.

The increased amount was received just a week after their story appeared in the paper.

A late payment charge amounting to 15,000 euros was heaped on to their fine as well as a surcharge and costs.

They should have started paying their fine two months ago but are trying to fight the unfair punishment in the courts.

“We have been told this is the absolute maximum we can be charged by the town hall, so at least it will not increase any more,” said Jackie.

“But that’s not the point, we shouldn’t even be having to pay it in the first place.”

Regarding the huge number of comments below about lawyer Jose Luis Maseda, click on the following link to read the Olive Press’ exclusive investigation about him:


  1. More people put off buying in Spain with every article like this. Keep up the good work olive press, it is the only chance of cutting out the corruption (small chance).

    Let us hope you see some justice.

  2. I know Jose Luis Maseda well and I know the kind of man he is and what he has been up to. I have tracked him down and am in regular communication with him. He has promised to repay a large sum of money he owes me and my family and friends. If you need to know more contact me

  3. Hi Geoff

    At last, the allusive man has been tracked down!! I am sorry to see you appear to be victim too.

    He has taken out a 240,000 Euro mortgage on an apartment and written 350,000 euros worth of guaranteed cheques against my name, using a power of attorney given to him for a completely different reason. He then disappeared and has left me being chased for money.

    Would you be prepared to pass on your information to my Lawyers in connection with Jose Luis G. Maseda?

    I understood he was an Abogado, but apparently he is not a Lawyer at all. What was your understanding of this man.?

    I look forward to hearing from you.

    Thank you,

  4. Hi,

    I have a had a guaranteed cheque of 78,000 euros since last August. I regularly go in to the Caixa bank to see if there are sufficient funds for me to cash it but am still waiting.
    Any advice would be very much appreciated.


  5. He is not an Abogado but what is known as a gestor. This is not such a high qualification. He is basically a conveyancer.
    Are you based in Spain? I am based close to Arroyo de la Miel where his office used to be and would be willing to meet up with you and give you all the information I have, which is probably more than anyone else has. I am in contact with more than a dozen of his clients who are all owed money by him so this has become a total obsession for me. Take my word for it, his total debt runs into millions. Taking the legal route to retrieve your money will be tricky as he has ways of getting out of this, which I can explain to you.

  6. Hi Geoff

    Oh dear…. and how does he get out of things – does he hide behind the fact that he has used a Power of Attorney? This is what the Bank are saying to me….. ‘Well it’s a legal transaction because he was able to sign on your behalf!’ Goodness knows what else he’s used my power of attorney for? At lease I have now had the Power of Attorney revoked.

    Unfortunately I am not in Spain. Can you possible correspond with me via email?


  7. It’s not stupid at all. Power of attorney needs to be a last resort in all cases; if it is to be given then it also needs to be given for short periods of time at specific stages of a contract. I would never give POA – far too risky. I would fly over to be present when my lawyer needs me – air fares are cheap as chips currently after all. I own three properties in Spain and never used POA.

  8. I think I have been done by Jose Luis Garcia Maseda through his Eurobrokers firm. I also signed a PoA but only to buy property not to sell or remortgage. But I am not sure now!
    I have spoken to the spanish embassy who asked me to send them the details so that they can help me revoce this PoA. Could you please email me any details of how to get hold of him? This is an awful state of affairs!
    my email is Many thanks,

  9. Yes he stole our life saviangs. We sold our apartment in Spain and moved into rented accommodation so we could live out our lives on the money from the sale of the apartment. Yes we gave him our power of attorney (which we now have back). We are pensioners – have worked all our lives and trust solicitors. Stupid I now know but too late.

    Eventually we phoned our children and they came and rescued us – by then we had no money for food or rent. We were considering suicide as a good option.

    We now live with our children – I haave just had a mastectomy and am about to have an operation on my eyes. Seemed I had slipped a long way – I just did not care any more – my world had been destroyed by this man.

    I hope that he is found and suffers just a little of what I have been through over the past year. I hope he gets eaten by cancer and dies very very slowly in pain and without the comfort I have of a family that loves you.

  10. Just goggled the bastards name now and was surprised by the number of people he has defrauded myself included I bought an apartment from him in 1999 and went over in November 2007 asking him to sell it on my behalf imagine my surprise when a Spanish mortgage company contacted me in February asking why I had reneged on my mortgage a mortgage I never asked for or gave him permission to take out on my behalf. The bank in question is Bankinter.My mortgage is for 92,000 euro,same old story gave him Power of Attorney which he abused. He also moved money into and out of my Spanish bank account.In order to cover up his fraud he actually paid the mortgage himself up until November 2008 he also paid a life insurance policy and apartment insurance.
    What banks has he dealt with with other people? Are people interested in taking out a class action against him I have personally met Geoff Beal’s and have information on him.I also was offered cheques but refused to take them knowing full well they would bounce , before a cheque was offered to me I was required to sign a disclaimer. Having been conned once I was not going to be conned again for a second time.His wife also owes me money her name is Lola or Dolores. Has anyone had any dealings with her? I have absolutely no intention of ever letting this drop and am prepared to instigate a sustained campaign against this individual

  11. Dear Carol

    I was so sad to hear your story. I am always a great believer in things happening for a reason, but sometimes it is hard to accept when things go this bad, especially at someone else’s hand. I also believe what goes around comes around, so Jose will receive his penance at some stage.

    How wonderful you and your husband have each other, that you have a wonderful family that were there for you in your time of need. You just concentrate on getting better, I wish you good health.

    If you want to keep in touch, please do so to my personal email

    With regards to you and your family,

    Best Wishes


  12. Hi
    I am afraid I to have been had by Jose to the tune of €50,000 which was transferred to a so called safe account through my solicitor as a holding fee in respect of me buying a commercial business in Benalmadena
    I have actually reported Jose to the Spanish Police and there is now an on going investigation from the local police station in Benalmadena 0034 952 44 29 24 ext 60 the crime reference no. 86927
    I could say much more but if anyone wants to contact me please be free to do so.
    I live in the UK and my name is Colin Penfold 0044 (0)1737 222233 (office)
    Thank you

  13. To Fiona
    I have tried to contact you but I seem to have the wrong telephone number you gave my office.
    Also an email I sent was returned by the postmaster.
    Can you and anyone else wanting to discuss my part in this scam please call me on my mobile 0044(0)7917285581 and I promise to contact you.
    I have heard from one other person so obviously this site is working.

  14. Hi nemesis,

    I tried to email you but my email bounced back. I am very interested in meeting up with local press present. I am in contact with an excellent solicitor in Fuengirola who seems confident that we can bring a criminal case.

  15. Hi I have also been conned out of money by Jose Luis Garcia Maseda, I have been waiting for nearly three years for the money that he owes me from selling my bar in Arroyo De La Miel. I would much appreciate being kept upto date on any news.

  16. Hello to all you poor people I too am a victim of Jose Maseda. I am appalled to learn there are so many other poor people like myself, this man must NOT be allowed to get away with this. I too am in contact with a Lawyer in Marbella but I worry that our Jose will be able to wriggle his way out of any Court proceeding, he is a con man of the worst degree and knows every tirck in the book. Does anyone know where he is?
    Please email me on I would love to talk to a fellow victim. There must be strength in numbers. I am coming out to Spain within the next two weeks purely on a Jose vendetta and need all the amunition I can get

  17. Does anyone know what this is – I got it on a search for Jose on Yasni.

    Boletin Oficial de la Provincia de Jaén

    Hope it helps someone find him and make him sell some of his properties and repay at least some of the money he stole.

    I fear that it means he is still in business and will cheat other unlucky people.

    My husband and I have been very lucky, I have recovered from my cancer operation (almost) have appointment to have my cataracts done and best of all have been given a pensioners flat by a charity. So for us there is light at the end of the tunnel. I hope others will be as lucky but do not let Jose steal the rest of your life – part of his evil is that hate for him will hurt only you.

    So lets work to bring him to justice but don’t let it steal the rest of your life from you.


  18. As my name suggests, I am the daughter-in-law of Carol Moss on here.

    We are looking for Jose as well as he has the paperwork for some land we bought, without the escatora (sorry about the spelling) we cant sell. If you have any information on this man please email carol or myself directly.

    This is such a sad state but these comments are so important, continue to support each other.

  19. Hi Jackie & Peter

    I am so sorry to read of your problem.
    I feel I also cannot trust my Spanish/English Lawyer and was wondering if he might be the same one you had. Would you be kind enough to give me his/her name/Company. My email address is;

  20. Hi All

    I am also looking for Jose. He has 80,000 Euros of my money.
    My Wife has had to go back to UK because of ill health over this matter. I am now in a house I dont own and he has talen all our money. we should all get together for an outcome

  21. To all,

    We must take some action. I am preparing my documentation to take to a solicitor who specialises in these matters, next week. It will obviously cost money to do this but the more of us who club together, the more the cost will be spread. Please let me know if you wish to join me in a group action. I am sure you want justice as much as me. I have already emailed the Costa del sol news asking them if they will run a story. I haven´t heard back yet. Please email me at any time.

  22. Having read so many comments about this Spanish crook Jose Luis Maseda, who used to run Eurobrokers in Avd de la Constitution, Arroyo de la Miel, I thought I really must add a couple of things that may/may not assist in tracking down this thief. He was very friendly with another crook of this Parish, Keith Ball. He and Jose did much business via Eurobrokers whilst selling commercial property with C-P-S-Spain. Keith Ball owes me 50k and has appeared in Torremolinos court to give his version of events etc. He will be appearing again very soon, hopefully on fraud charges that can carry 4 years in prison. Who has had dealings with Mr Ball, as I understand Jose and Keith are in touch. Jose has some placial villa in El Pinillar where his wife lived. Last I heard from Mr Ball was that Jose was in Madrid keeping low! I cannot understand that.

  23. I have heard of this man Keith Ball. Used to live around Playamar area with Jillian his wife. Understand his stock in trade is running up debts whilst living in apartments and then doing a moonlight! He should have got on really well with Jose!

  24. With regards to the two slanderous Email above: Richard Taylor & Jake Smith (both submitted by Richard Taylor).

    The only truth in either mail is:

    Yes indeed I am due to appear in court with regards to an accusation by the very bitter and twisted Richard Taylor but further to advice from my Lawyer it would not be a good idea to write about it on the internet, needless to say it has nothing to do with Jose Luis Maseda, Me owing 50k€ to Richard Taylor or partaking in any fraudulent activity!

  25. I started this whole debate re Jose Luis Maseda some while ago by replying to an enquiry about his whereabouts. Whilst I worked with Jose for almost 10 years, as a real estate agent, I have spent the past 10 months or more doing nothing else but track him down. I have to say that I, personally, have spent more time, more resources and more money than anyone else involved with this man and I have devoted my life to getting justice from him. I have probably spoken to a good few of you already about all this and I also know that some of you will have been told not to speak to me on the basis that I am in league with Jose Luis. Where this proposterous suggestion came from I do not know and really do not care. I have spent hours, day and night, sitting outside his house, outside his girlfriends house, outside his favourite restaurants, outside his temporary offices hoping he would turn up. I have spent many thousands of euros paying people in authority for information regarding his and his family’s property ownership throughout Spain, his Spanish bank account details and his foreign bank account details. Has anyone else done this?
    So let me tell you all that there is nobody more determined to catch up with this man than me, whatever nonsense you may have been told. Which leads me on to my main point. I am working alongside a tip top Spanish lawyer who is now very close to bringing this matter to a head. This man has already got Jose Luis into a criminal court over his fraud on behalf of a single individual. He is currently on bail having had his passport taken from him. Jose Luis knows my lawyer and is, frankly, quite scared of him. This lawyer is almost certainly the only person, family apart, who has direct contact with Jose. He has a telephone number for him which Jose answers and thay have had conversations already. Jose has suggested a meeting to ‘resolve their problems’ which we conclude could mean that Jose wants a deal to stay out of court. This meeting will likely take place in a matter of days and I will be present at that meeting, at my lawyers request. There is a second option. The Spanish National Police serious Fraud Squad, based in Madrid, have been involved and currently have 3 officers here in Malaga specifically to investigate Jose Luis. My lawyer has had a number of meetings with them and, between them, they have agreed on the following course of action. The Police want my lawyer to form what is called here in Spain, an association, i.e. a group of people acting together with one voice rather than many individuals. Once we form the association we go to court and obtain a single denouncia against Jose. Once we do that we inform the serious fraud squad and they will arrest Jose Luis within 24 hours, without the option of bail. They tell us that at the same time they will arrest a number of Jose’s family and close associates who they are also amassing evidence against.
    So, if you want your money back, number 1 and want Jose to come to justice, number 2 then please, without delay, contact my lawyer as time is now of the essence. If you want to believe that I am not to be trusted or spoken to that is fine. You go your own way and try to get your money back on your own. If you want a realistic chance of getting your money back either directly from Jose or via the courts then make contact with this lawyer a.s.a.p. If you already have legal representation that is o.k. Simply contact my lawyer and tell him of your involvement, giving him your lawyers details and he will laise directly with your man.
    My lawyer is called Juan Carlos Carrasco Garcia.His telephone number is 952 469 038 or 952 197 061. His e-mail address is
    My wife has told me, many times, to stop acting like Robin Hood and look after number one but I am giving you all a chance to get even with this man and stop him doing what he has done his entire working life, that is steal from anyone he can.
    I can be contacted at Thank you.

  26. Nice to hear from “The Paper Bag Man” Keith Ball. Shame he cannot contact me personally to sort out these dreadful debts that he has racked up over many years, whilst I have been keeping him and his wife afloat. I would expect him to be “bitter and twisted” if I had jerked him around for over 5 years and owed him this vast sum of money. I would like to cry on your shoulder for 5 minutes!

  27. Congratulations to the dogged determined efforts of Geoff Gales and for the time and effort he has put into this matter with regards Jose Masala. Whilst I have know the man in question, I am not personally owed any money from him but I will certanly be contacting Geoff’s Lawyer in regards to my ex business partner Keith Ball, as I feel sure that his name will pop up along this investigation.

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