The Finance Bureau answers the frequently most asked questions about getting a mortgage in Spain
THE Finance Bureau in Marbella has helped thousands of prospective expats and locals find the mortgage that’s right for them.
In his decades of experience,...
Uncertain times ahead with Brexit bad for business
A Brexit could lead to problems with mortgage rates, insurance brackets and currency conversions. Better to stick with the devil you know, writes property expert Tancrede de Pola
Brits applying for mortgages in Spain should not panic, but should be Brexit-ready, writes Tancrede de Pola
With the value of sterling plummeting to historic lows - even dipping below €1.10 in August - Brexit has the banks scared
A safe haven: As inflation rises and interest rates in Spain stay low, investors turn to new build property
HIGH inflation and low interest rates are pushing investors towards the real estate sector, which is once again becoming a safe haven asset.
This is...
Moving abroad is a leap of faith
Moving to a foreign land can seem a far-fetched dream. Tancrede de Pola explains how a broker can make that dream come true
Brits are still seeking out a switch to Spain
The amount of British buyers at the Place in the Sun’s property show was encouraging
The Finance Bureau’s Tancrede de Pola explains mortgage holiday rules as the Spanish property sector battles on through COVID-19
On March 17 the Government announced by Royal Decree a ‘moratorium’ or ‘mortgage holiday’ for residents struggling with payments
A year of Eastern promise
Word of the Costa del Sol’s property revival has spread, as mortgage expert Tancrede de Pola discovered on a trip to Dubai
Return of the borrowers
Year ahead looks to be good for lending, writes The Finance Bureau’s mortgage expert Tancrede de Pola
Beware the 100%: Are mortgages that pay for your property in full a good idea? writes Tancrede de Pola
THE news that BBVA is bringing back 100% mortgages for resident buyers in Spain should be a cause for concern for some.
Before the...
Mortgage enquiries are still coming in, but the Spanish market cannot sustain coronavirus lockdown much longer, warns the Finance...
THE mortgage market has still been functioning during the current crisis (albeit at a slightly slower pace), supporting the property sales that are still...
Finding a mortgage in Spain that fits
Getting to grips with the different types of mortgage can be imperative to finding the right product for you, writes the finance bureau’s mortgage expert Tancrede de Pola
Searching out a mortgage on your own can be a minefield of mistakes
It is essential not to make the wrong decision
Word of warning for borrowers in Spain
Buyers are flocking to our shores as the property market is in full swing, Mortgage expert Tancrede de Pola offers a word of warning for prospective borrowers
Property market in Spain still a safe bet
House prices are rising in double digits
ECJ adviser throws €8 billion compensation deal into doubt
Spain's infamous floor clause
Why you’ll always need a mortgage broker in Spain’s booming property market
SPAIN’S property market is the healthiest it’s been for years.
And the facts don’t lie, sales in the first quarter of this year were...
Six ways to secure your dream home in Spain
Borrowing can be a daunting prospect, however healthy your bank balance is. Mortgage expert Tancrede de Pola reveals his top tips for dazzling the banks
CHEAPER LOANS: Negative rates mean a stronger property market in Spain
A SUMMARY of Spanish mortgage market data in the first quarter of the year gives an insight into the nation’s housing market.
An interesting point...
Rising rates: Euribor hits highest level since 2008
THE ongoing rise of the 12-month Euribor (base rate) could cost the average mortgage holder €286 a month.
The Euribor is the most commonly used...
Getting the clause out!
The end of hidden minimum interest fees gives thousands of Spanish mortgage holders cause to applause
What are some of the extra fees you can expect to pay on your Spanish mortgage?
All mortgages come with extra costs, but they can vary from country to country
Latest figures show Spain’s property expansion is slowing, but there’s no reason to panic
Uncertainty surrounding the UK’s divorce is no doubt having an impact on British buyers, the biggest foreign market for Spanish property by far
What a record-low Euribor means for you!
On the slide for eight years, a record-low Euribor rate has borrowers overjoyed
Mortgage sales surge suggests a housing price boom for 2015, says finance expert
We're in a 'sweet spot' at the moment
Happy new year ahead
2015 will be remembered as the year that Spain’s property market awoke from a seven year slumber. And next year promises much the same, writes mortgage expert Tancrede de Pola