Scaremongering! Spanish Wealth Tax – your Pensions & Investments.
by Sam Kelly DipPFS, EFA, BA (Hons), Managing Partner, Chorus Financial. Without fail, every time there’s a new piece of legislation or an update that
Pensions, Annuities & Tax Fraud in Spain – a ticking time bomb…
by Sam Kelly DipPFS, EFA, BA (Hons), Managing Partner, Chorus Financial. Every now and then an email lands in my inbox or a member of
Did you sign up with a Financial Adviser in Spain?
Sam Kelly DipPFS, EFA, BA (Hons) Managing Partner Chorus Financial Looking back, it’s obvious I was fairly naïve when I first moved to Spain in
Cold called about your pensions and investments in Spain?
by Sam Kelly DipPFS, EFA, BA (Hons), Managing Partner, Chorus Financial. Within the last 24 hours both myself and my colleague working from our Costa
Living in Spain but still have a UK based financial adviser?
by Sam Kelly DipPFS, EFA, BA (Hons), Managing Partner, Chorus Financial. Chorus Financial are receiving an increasing number of enquiries from those of you living
Investment Alert! Are you invested in Momentum Harmony, Lombard Russell or Privee Select Funds?
Sam Kelly DipPFS, EFA, BA (Hons) Managing Partner Chorus Financial I’ve come across a number of clients in the above-mentioned funds. They are commonly used
What’s the worst that can happen to your investment or pension in Spain?
by Sam Kelly DipPFS, EFA, BA (Hons) Managing Partner Chorus Financial Often the first question asked by clients considering an investment or pension with Chorus
Living in Spain? Where will you pay Inheritance Tax?
‘In this world, nothing is certain except death and taxes’ – Benjamin Franklin Never a truer word spoken, and quite honestly a depressing one! Part
Does Your Financial Adviser Manage Your Pension or Investment In The Best Way Possible?
by Sam Kelly DipPFS, EFA, BA (Hons) Managing Partner Chorus Financial Chorus Financial strive to offer the best Investment Management in Spain, basing our client
The biggest risk to your investments and pensions… could it be your financial adviser?
by Sam Kelly DipPFS, EFA, BA (Hons) Managing Partner Chorus Financial Over the last decade Spanish expats have been exposed to some incredibly poor financial
We need to talk about your financial adviser…
by Sam Kelly DipPFS, EFA, BA (Hons) Managing Partner Chorus Financial Looking back, it’s obvious I was fairly naïve when I first moved to Spain
The end of a year to remember (or forget)!
I’m not sure any of us could’ve expected 2020 to pan out quite the way it did. As we entered the year, I’m sure like
Spanish Compliant Investment Bonds, QROPs, SIPPs – do you really know what they’re costing you?
John (I’ve changed his name for the sake of this article) wanted a second opinion on an investment plan he had set up when he
Are you a ‘Swallow’ or do you actually ‘live’ in Spain? What does Brexit mean for you from January 1st 2020?
The term ‘Swallow’ is used to describe a certain type of Brit we find here in Spain. I first heard it used by the British
The Great Spanish Rip-Off… you might not even know you’re a victim yet.
It was back in 2016 that I tentatively wrote my first ‘exposé’ of certain questionable practises that were being used within the financial advice industry,
BREXIT: Resident or non-Resident? Permanent or Temporary? The Withdrawal Agreement & TIEs; what does it all mean for Brits in Spain?
SOME 8 in every 10 new clients Chorus have seen in 2020 are in the process of obtaining Spanish residency for the first time. Over
Is it really true that my UK pension won’t be able to pay into my Spanish bank?
By Sam Kelly of Chorus Financial I SUSPECT by now many of you have read the headlines with regards a number of UK banks, including
Why are so many Brits in Spain putting their trust in Chorus during 2020?
Just a few years ago Chorus Financial was a relatively unknown firm with less than 100 clients. Now we sit amongst the most respected firms
How exactly do Chorus build market leading investment portfolios in Spain?
BRITS living in Spain will inevitably seek some kind of financial advice. That could be a basic pension or investment review, or perhaps a complex
How to look for hidden fees and commission in your Spanish compliant investment bonds – by Chorus Financial
NOW that Spain is returning to some semblance of normality, many of you are deciding to take control of your financial affairs. This inevitably means
COVID-19: Spain, it’s time to take control of your financial future!
CHORUS Financial’s Senior Partner Tracy Storer and I have a combined 15 years giving financial advice here in Spain. We’ve seen it all and our
How are Spanish Compliant Investment Bonds Taxed?
Sam Kelly DipPFS, EFA, BA (Hons)Managing PartnerChorus Financial MANY of you will have explored your options for investing as residents here in Spain. In the
COVID-19: Chorus Financial has received a record number of new enquiries despite Spain’s current crisis
IN December 2018, during a large market fall, and again today, during the current crisis, Chorus received a record number of new enquiries. Nothing has
How to manage your investments through Spain’s coronavirus crisis, writes financial columnist Sam Kelly
I’m sure as you all read this, you’ll be sat in the safety of your homes, the cleanest they’ve ever been, surrounded by toilet roll