Staff Reporter
TODAY, an increasing number of entrepreneurs are turning to alternative financing with private capital. On one hand, as a substitute for traditional bank financing, and on the other, as a complement to it.
The real estate boom currently taking place on the Costa del Sol would be impossible to understand without the presence of investment funds and debt funds in our country: major international and institutional capital is, indeed, betting on Spain and the Mediterranean.
Within this context, six years ago, DEXTER was born in the heart of Marbella’s Golden Mile, at the Oasis Business Center. DEXTER is a pioneering and leading firm at the national level, precisely in the field of alternative financing with private capital, acting as both manager and intermediary.
DEXTER’s core specialty has been, and remains, real estate financing—especially at a pivotal time when the Spanish real estate sector is posting its strongest figures across Europe, particularly in the luxury market. Yet the company’s portfolio spans much more.
In recent years, thanks to the capital contributions made by the company through large-scale and high-value operations, entire developments have been brought to life—some comprising apartment complexes, others of semi-detached and paired townhouses, and, of course, ultra-luxury villas. These projects span Mijas, Marbella, Estepona, Sotogrande, and even across Malaga city to areas like Rincón de la Victoria and Nerja.
DEXTER is actively supporting top-tier entrepreneurs throughout Spain, both domestic and international. Many of its clients come from the UK, the United States, Germany, Sweden… a multitude of nationalities who, when choosing a financial partner, know exactly why and with whom to ally: they seek the assurance of safety, experience, and industry knowledge—backed by a leadership team with indisputable track records of success.
Experience and innovation: the company’s DNA
Beyond traditional mortgage-backed lending operations, the company is also assisting in the restructuring of large corporations, particularly in the areas of mergers and acquisitions. It is steadily diversifying beyond the real estate sector, although that remains its primary focus.
DEXTER cannot be understood without its CEO and founder, Yeidy Ramírez—a globally recognized executive with two decades of experience, and particularly the last five years, transforming the alternative financing landscape in Spain.
Originally from Colombia and academically shaped in Sweden, Yeidy Ramírez quickly moved into managing and directing international institutional investment funds. Driven by the belief that the banking system has significant limitations in granting credit to entrepreneurs, this insight has become the cornerstone of her extraordinary success in financial management and intermediation at the highest level.
Indeed, DEXTER has established itself as a fully innovative player, delivering strong year-on-year performance and providing capital solutions for entrepreneurs across all economic sectors. One of its key strengths has been its foresight—anticipating market needs, accurately interpreting emerging trends. Since the last global real estate crash nearly two decades ago, Spain has recovered strongly, and today its real estate market stands among the world’s most robust.
From its headquarters and through a vast professional network across four continents, Yeidy Ramírez clearly articulates the company’s vision: “One of the foundations of our development is our adaptability—being flexible, adjusting to changes, learning to navigate uncertainty… this is when our experience and expertise are tested, and when we can prove our value,” she says. In another vein, she adds: “In my day-to-day leadership, I strive to bring to the company my own mindset—as an engineer by training, distinctly Germanic: structured, organized, and result-driven… perhaps my approach blends two souls: the Latin, more emotional and passionate, and the Northern European, more analytical and methodical, focused on perfection and excellence—qualities I believe are essential for driving any project forward.”
In today’s real estate landscape, where luxury and ultra-luxury products are on the rise, DEXTER has also become a reference. The company often provides financial solutions for foreign clients who reside permanently or temporarily in Spain and seek security and guarantees. This has led to financing for iconic mansions and villas, each valued at more than 20 to 30 million euros, in developments owned by global magnates—places like ‘La Zagaleta’.
